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Auto Liability Coverage
 Moderated by: trsyzdek, jdtoney, Ang  
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trsyzdek
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Joined: Wednesday August 1st, 2007
Location: Magnolia, Texas USA
Posts: 390
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 Posted: Tuesday August 21st, 2007 09:59 pm
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I have a policy holder that wants to see in writing that liability coverage extends to a rental car when rented for pleasure use : while on vacation.  I have always understood that this is so, but can't find anywhere in our auto policy manual that this is so.  HELP!  Have I been wrong?  is this not true?  where can i find the answer?

April
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Joined: Thursday June 28th, 2007
Location: Waco, Texas USA
Posts: 93
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 Posted: Wednesday August 22nd, 2007 03:17 pm
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I would contact Auto Underwriting and have them get you something.  Or maybe call your local claims office for them to fax over something with it in writing.

 

tcoats
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Joined: Wednesday July 11th, 2007
Location: Texas USA
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 Posted: Wednesday August 22nd, 2007 04:22 pm
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In your policy look under Part A - Liability Coverage - we will pay for bodily injury or property damage for which any covered person become legally responsible because of an auto accident.  

I think most companies read the same way.

Hope that helps

trsyzdek
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Joined: Wednesday August 1st, 2007
Location: Magnolia, Texas USA
Posts: 390
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 Posted: Wednesday August 22nd, 2007 06:51 pm
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Thank you both for your advice.  I contacted both claims and underwriting just now and they are unable to produce anything for me.

I gave the policy holder the auto policy booklet to read after I read to him over the phone the liability coverage and that is not good enough for him because it doesn't specifically identify a rental car.

i just don't know what to tell this guy.  sounds to me like he just needs to buy the coverage from the rental car company!!

he's driving me nuts!

April
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Joined: Thursday June 28th, 2007
Location: Waco, Texas USA
Posts: 93
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 Posted: Wednesday August 22nd, 2007 07:00 pm
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Good luck. :)  I know we get some like that in our office everyone once in a while.  They just are never happy with what you can provide.

 

Ang
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Joined: Tuesday June 19th, 2007
Location: Hewitt, Texas USA
Posts: 127
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 Posted: Thursday August 23rd, 2007 09:02 pm
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tcoats wrote: In your policy look under Part A - Liability Coverage - we will pay for bodily injury or property damage for which any covered person become legally responsible because of an auto accident.  

I think most companies read the same way.

Hope that helps


Ditto on this !

They can read their policy


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